How to choose the right lender in Neptune Beach FL? Whether you’re from the Neptune Beach FL area or just visiting, choosing a title lender can be tricky. There are plenty of companies that offer these types of loans, but how do you choose the right one? Title loans are not the same everywhere. It’s important to find a title loan company that treats you with respect and is willing to work with you. If you already did your research Get an Instant Email Quote Here!
if not, use this guide as your starting point in finding the right title loan company for you.
What to consider when deciding on a Title Loan Company?
- Customer service: If the lender treats you poorly, it doesn’t matter how inexpensive their loan is. Is there a number to call in emergencies? Will they return your phone calls promptly and courteously? A good title company should offer both.
- Repayment schedule: Title loans are intended to be short-term solutions. When choosing a title company, consider what their repayment schedule is like and how flexible they are with you. Title companies may allow you to repay early without penalties, adjust your payments if needed or offer various options with regard to payment (weekly, bi-weekly).
- Speed of service: Title loans need to be processed quickly, the companies should be able to provide you with your funds in as little as one business day after approval, depending on what entity holds your lien and how promptly they process Title Loan requests.
- Loan amount: Title loan companies are required to give you the full amount of your loan minus any fees, but they can also offer various repayment options. Some Title Loan companies may be able to provide larger loans for vehicles that are more expensive than others. Title companies may also be able to offer larger loans for Title Loans with more equity in the vehicle.
- Customer protection: Title loans are regulated at the state level and Title Loan companies must abide by specific laws. Title Loan companies should disclose their fees clearly and provide you with any documentation that you need if you default on your loan or wish to relinquish your Title Loan voluntarily. Title Loan companies should also not contact you over the legally permitted time and provide you with a mechanism to dispute any charges if they feel that they are incorrect.
How can Jacksonville Title help you get Title loans?
We offer flexible repayment terms so that you can pay off your loans on your schedule.
If you’re looking for a title lender in Neptune Beach FL, in Jacksonville Title we have two convenient locations, minimal application requirements, competitive rates on our loans for purchasing a car or repairing your vehicle, and the best customer service team around willing to help! Find out more about what makes us different and call us directly at (904) 880-2274 in Kingsland, GA now, or get an email quote on our website. Who knows? You may even want one of our awesome promotions!
